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In 2025, the Big Beautiful Bill (“BBB”) eliminated the Federal Residential Solar Tax Credit, which previously provided homeowners with a 30% tax credit that significantly improved the economics of purchasing an energy system. While this incentive is no longer available to homeowners, there are still effective ways to achieve the same financial benefits whether you are considering a solar energy system, a solar + battery system, or a battery-only installation.
At Solar Topps, we have incorporated these solutions into our Exclusive Easy Ownership Program, which is a lease-to-own model, designed to help homeowners benefit from clean, reliable energy at a significantly reduced price compared to purchasing a system. The program provides a simple and predictable structure that removes much of the complexity and financial uncertainty traditionally associated with purchasing your energy system or worrying about system performance and maintenance.
Unlike other providers that use third-party companies to provide similar offerings, this program is offered through Solar Topps Financial (STF), an in-house financing arm of Solar Topps, that has been operating various lease-to-own programs since 2013. With STFs strong operational history, you are in good hands and will be taken care of every step of the way.
Solar Topps Financial, an in-house financing arm of Solar Topps, operating since 2013
Premium, Tier-1 Equipment with clear information on model and manufacturer
One-time payment at the beginning of the process and $0 per month additional payments thereafter.
Usually, the lowest total cost since payments are made at the beginning and none after.
Immediate savings since there is no monthly solar payment competing with your utility bill.
Easier to transfer since the new buyer does not need to qualify to enter the program.
Yes. Clearly written information on when a buy-out can occur and estimate on what that cost would be.
Solar Topps Financial, an in-house financing arm of Solar Topps, operating since 2013
Premium, Tier-1 Equipment with clear information on model and manufacturer
No payments required upfront but there are fixed, monthly payments with 0% escalators thereafter.
Slightly higher total cost due to the payments being spread over a period of time.
Quick savings since solar + new utility bill is typically much less than old utility bill + inflation.
Generally not an issue so long as the homeowner qualifies for the program.
Yes. Clearly written information on when a buy-out can occur and estimate on what that cost would be.
Third-Party Financing Company that offers no assurance or reliability of their longevity
Vague components that are not clearly listed with clauses that allow for swaps without notice
Typically require $0 out of pocket but the monthly payment increases each year for the term of the program
Significantly higher total cost due to increasing payments made each year.
Minimal savings, if any) as solar + utility bill is very close to or more than old bill + inflation.
Generally not an issue so long as the homeowner qualifies for the program.
Typically not an option. If it is, there are vague terms that do not make clear what the estimated cost would be.
Protect your home from rate hikes, peak pricing, demand fees and unpredictable power outages.
Lower your utility bill and offset rising electricity costs with a battery-only energy system from Solar Topps. Whether a new installation or an addition to an existing system, we’ve got you covered.
Contact for a Free Site EvaluationWith the expiration of the Federal Residential Solar Tax Credit, purchasing a system outright no longer provides the same financial advantage it once did. However, entering into our Easy Ownership Program, based on a lease-to-own model, you can access the benefits of solar energy while still benefiting from a significantly reduced price compared to to purchasing a system. Current incentives in place allow The Easy Ownership Team to take advantage of available tax credits and incorporate those savings into your system cost, which makes getting solar or battery storage more accessible and affordable.
Utility rates in Arizona have historically increased, and with rising grid demand and infrastructure costs, this trend is likely to continue. By entering into our Easy Ownership program, you lock in your energy costs for the lifetime of the system. This protects you from the volatility of the grid and provides predictable energy expenses for the foreseeable future.
Many monthly programs include an annual escalator clause, typically ranging from 1% to 2.9%. This means your monthly payment increases every year. While these increases are often lower than utility rate inflation, they introduce variability into your energy costs. With our Monthly Easy Ownership Program, your monthly payment never changes.
One of the primary advantages of our Easy Ownership Program is the transfer of operational risk. The Easy Ownership Team provides you all the tools needed to monitor your system, and if an issue arises, they are immediately on site to get it fixed. Our goal is peak performance, so if anything seems to be wrong, we are there by your side to get it fixed immediately.
Our proven track record of superior engineering, high-quality installations and
excellent customer service has earned us the highest certifications in the industry.
Our team provides clear, transparent, honest answers and pricing to help you know if our easy ownership programs make sense for you